Insurance CompanySituation puzzles (sometimes called lateral thinking puzzles) are ones where you need to ask lots of yes or no questions to figure out what happened in the situation. These are good puzzles for groups where one person knows the puzzle and answers the questions.
A man, having purchased a case of rare, very expensive cigars, insured them against .... get this .... fire! Within a month, having smoked his entire stockpile of fabulous cigars, and having yet to make a single premium payment on the policy, the man filed a claim against the insurance company. In his claim, the man stated that he had lost the cigars in "a series of small fires." The insurance company refused to pay, citing the obvious reason that the man had consumed the cigars in a normal fashion. The man sued ... and won!
Instead of a lengthy trial, the insurance company gave him the £15,000 that was due to him. However, the insurance company still had to have the last word. When the man got home, he was promptly arrested by the police on 24 charges. What were they?
AnswerArson. With his own insurance claim and testimony from the previous case being used as evidence against him, the man was convicted of intentionally burning the rare cigars and sentenced to 24 consecutive one year terms.
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