Brain Teasers
Insurance Company
Situation
Situation puzzles (sometimes called lateral thinking puzzles) are ones where you need to ask lots of yes or no questions to figure out what happened in the situation. These are good puzzles for groups where one person knows the puzzle and answers the questions.Situation
A man, having purchased a case of rare, very expensive cigars, insured them against .... get this .... fire! Within a month, having smoked his entire stockpile of fabulous cigars, and having yet to make a single premium payment on the policy, the man filed a claim against the insurance company. In his claim, the man stated that he had lost the cigars in "a series of small fires." The insurance company refused to pay, citing the obvious reason that the man had consumed the cigars in a normal fashion. The man sued ... and won!
Instead of a lengthy trial, the insurance company gave him the £15,000 that was due to him. However, the insurance company still had to have the last word. When the man got home, he was promptly arrested by the police on 24 charges. What were they?
Instead of a lengthy trial, the insurance company gave him the £15,000 that was due to him. However, the insurance company still had to have the last word. When the man got home, he was promptly arrested by the police on 24 charges. What were they?
Answer
Arson. With his own insurance claim and testimony from the previous case being used as evidence against him, the man was convicted of intentionally burning the rare cigars and sentenced to 24 consecutive one year terms.Hide Answer Show Answer
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Comments
This was Excellent! I am so glad this made the cut.
This is awesome! Gone into my exclusive favorites folder!
This supposedly happened somewhere for real. Urban legend??
agian 2 easy do u guys even try?
Is this true in America there is a law against burning your own cigars?
nice....except you stole it from a Brad Paisley song!
It is highly unlikely that the insurance company would pay the 15,000 in the first place.
The man would not get the chance to sue. They would process the claim, investigate the series of fires and find, as stated in the teaser, “the obvious reason that the man had consumed the cigars in a normal fashionâ€.
At this point they would send the police after him for arson. Nice story though.
The man would not get the chance to sue. They would process the claim, investigate the series of fires and find, as stated in the teaser, “the obvious reason that the man had consumed the cigars in a normal fashionâ€.
At this point they would send the police after him for arson. Nice story though.
i'm fairly sure that i've heard this before, whether as a joke or a news article i'm not sure.
jimbo - no there isn't a law in america against burning your own cigars - unless you happen to insure them against fire, in which case if you then set fire to them, you will be guilty of insurance fraud, which is a crime
jimbo - no there isn't a law in america against burning your own cigars - unless you happen to insure them against fire, in which case if you then set fire to them, you will be guilty of insurance fraud, which is a crime
good 1!
http://www.snopes.com/crime/clever/cigarson.asp
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